XRP Latest Update: Price Surges Past $3.50 Amid New Market Rally

7/21/2025, 4:23:23 AM
Beginner
Quick Reads
Leveraging the most recent market data and on-chain analytics from July 2025, this report provides an in-depth analysis of the factors driving XRP’s price above $3.50 and examines its technical patterns and potential future trends. It equips beginners with clear, up-to-date information on XRP and offers actionable trading recommendations.

Recent Price Performance and Trading Volume Trends


Chart Source: https://www.gate.com/trade/XRP_USDT

Since mid-July 2025, XRP’s price against the US dollar has continued its steady uptrend. On July 21, XRP reached an intraday high of $3.52, gaining over 4% before retracing to close near $3.47. Over the past week, XRP’s price has climbed 12%, marking the highest price since March this year. At the same time, average daily trading volume surged from around $2 billion at the start of July to nearly $3.5 billion, highlighting strong market participation.

Analysis of Key Technical Indicators

  1. Moving Averages: This week, XRP’s 20-day and 50-day moving averages formed a bullish crossover (“golden cross”). The price has remained well above both averages, which confirms a short-term bullish trend.
  2. Relative Strength Index (RSI): The RSI is currently around 68, close to the overbought threshold but still below 70, indicating there is still room for further upside.
  3. Bollinger Bandwidth: The upper Bollinger Band continues to rise while the lower band narrows, which has widened the bandwidth. This signals heightened volatility and increases the likelihood that the bullish trend will persist.
  4. MACD: The MACD fast and slow lines continue to trend upward above the zero line, reinforcing strong bullish momentum.

On-chain Data and Capital Flows

  • Active Addresses: Since mid-July, daily active addresses for XRP have increased from an average of 80,000 to 120,000, indicating a clear influx of new users to the network.
  • Whale Holdings: The number of whale addresses (holding at least 10 million XRP) rose by 15 in the past two weeks, accumulating a total of around 500 million XRP.
  • Exchange Outflows: Major exchanges have seen net XRP outflows totaling 230 million coins. This reduced selling pressure may help support current price levels.

Institutional Positioning and Market Sentiment

Institutional investment products from firms such as BitGo and CoinShares have reported increased holdings, with institutional buying activity dominating the period from July 15 to July 18. According to industry reports, as leading asset managers reevaluate digital assets, XRP—recognized as a benchmark for cross-border payments—is increasingly favored for portfolio allocation. The market’s Fear & Greed Index has rebounded to the “neutral to greedy” range, reflecting a recovery in investor sentiment. However, herd-driven buying remains a risk for latecomers.

Potential Risks and Trading Strategies

  1. Pullback Risk: If the price faces resistance near $3.70 or undergoes a technical correction, monitor support at $3.30 and $3.10.
  2. Macroeconomic Factors: Unexpected global economic events, such as inflation readings significantly above forecasts, could trigger risk-off sentiment and put pressure on XRP prices.
  3. Regulatory Uncertainty: Regulatory frameworks for crypto in the US and other major economies remain unsettled, which could unexpectedly impact market sentiment.
  4. Strategy Recommendations: New investors should consider accumulating in tranches if the price pulls back to the $3.40–$3.45 range, and set stop-loss orders below $3.20. If XRP breaks above $3.70 on strong volume, adding to positions may be appropriate.

Summary

XRP saw a strong rebound in July 2025, breaking above $3.50 and posting successive new highs, driven by bullish technical signals, increased on-chain activity, and growing institutional accumulation. However, all investors should exercise caution. Novice investors should determine position sizes and set stop-losses based on their risk tolerance. Take advantage of pullbacks, and aim for steady progress despite volatility.

Author: Max
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
* This article may not be reproduced, transmitted or copied without referencing Gate. Contravention is an infringement of Copyright Act and may be subject to legal action.

Share

Crypto Calendar

Project Updates
Etherex will launch the token REX on August 6.
REX
22.27%
2025-08-06
Rare Dev & Governance Day in Las Vegas
Cardano will host the Rare Dev & Governance Day in Las Vegas, from August 6 to 7, featuring workshops, hackathons and panel discussions focused on technical development and governance topics.
ADA
-3.44%
2025-08-06
Blockchain.Rio in Rio De Janeiro
Stellar will participate in the Blockchain.Rio conference, scheduled to be held in Rio de Janeiro, from August 5 to 7. The program will include keynotes and panel discussions featuring representatives of the Stellar ecosystem in collaboration with partners Cheesecake Labs and NearX.
XLM
-3.18%
2025-08-06
Webinar
Circle has announced a live Executive Insights webinar titled “The GENIUS Act Era Begins”, scheduled for August 7, 2025, at 14:00 UTC. The session will explore the implications of the newly passed GENIUS Act—the first federal regulatory framework for payment stablecoins in the United States. Circle’s Dante Disparte and Corey Then will lead the discussion on how the legislation impacts digital asset innovation, regulatory clarity, and the US’s leadership in global financial infrastructure.
USDC
-0.03%
2025-08-06
AMA on X
Ankr will host an AMA on X on August 7th at 16:00 UTC, focusing on DogeOS’s work in building the application layer for DOGE.
ANKR
-3.23%
2025-08-06

Related Articles

Pi Coin Transaction Guide: How to Transfer to Gate.io
Beginner

Pi Coin Transaction Guide: How to Transfer to Gate.io

Pi Network is a decentralized cryptocurrency network for the general public, using the Stellar Consensus Protocol (SCP) consensus mechanism, which allows users to easily mine Pi tokens from their mobile devices and use them for payments and transactions. With the official opening of the mainnet on February 20, 2025, investors can deposit and trade $PI on exchanges such as Gate.io. This article details how to securely transfer Pi Coins to Gate.io, including obtaining a deposit address, completing the transfer using the Pi Network mainnet wallet, and the exchange's arrival confirmation process. In addition, we have analysed $PI investment risks, including market volatility, compliance and potential fraud risks, to remind investors to take risk management before trading.
2/25/2025, 8:21:43 AM
What is N2: An AI-Driven Layer 2 Solution
Beginner

What is N2: An AI-Driven Layer 2 Solution

This article introduces N2 (Niggachain AI Layer 2), the world's first AI-driven Layer 2 blockchain solution. N2 combines AI technology and quantum computing resistance to address the limitations of traditional blockchains in scalability, transaction speed, and cost. Its core technologies include '0-second block time', AI-driven network optimization, and quantum-resistant security protection, aiming to improve transaction efficiency and ensure system stability.
12/23/2024, 7:21:00 AM
Grok AI, GrokCoin & Grok: the Hype and Reality
Beginner

Grok AI, GrokCoin & Grok: the Hype and Reality

Discover Grok AI, GrokCoin, and Grok Crypto—from Elon Musk's AI chatbot to the viral meme coin inspired by it. Learn about GrokCoin’s rise, its connection to Grok AI, and the risks of investing in meme coins.
3/7/2025, 10:33:07 AM
How to Sell Pi Coin: A Beginner's Guide
Beginner

How to Sell Pi Coin: A Beginner's Guide

This article provides detailed information about Pi Coin, how to complete KYC verification, and choose the right exchange to sell Pi Coin. We also provide specific steps for selling Pi Coin and remind of important matters to pay attention to when selling, helping novice users complete Pi Coin transactions smoothly.
2/26/2025, 9:20:50 AM
Crypto Trends in 2025
Beginner

Crypto Trends in 2025

As 2025 arrives, the cryptocurrency market stands at a new crossroads of development. This article delves into five key trends shaping the current crypto landscape, covering significant regulatory changes, the transformational impact of Bitcoin spot ETFs, the deep integration of AI and blockchain, Ethereum’s technical upgrades, and the rise of emerging markets. Through analysis of these trends, the goal is to provide investors, professionals, and enthusiasts with clear insights into the future direction of the crypto market, helping them better seize opportunities and face challenges. Real-world examples are included to help readers understand the dynamics of how the market is developing under each trend.
4/10/2025, 9:55:53 AM
What is Official Elon Coin (ELON)?
Beginner

What is Official Elon Coin (ELON)?

Official ELON Coin is an innovative project launched on the Solana blockchain, connecting the future of cryptocurrency and fan concepts through the $ELON token. After its launch, the project quickly gained strong community support and market confidence, with a maximum market value of $26 million. Through its unique token distribution mechanism and long-term development plan, the project ensures market stability and sustainability.
1/20/2025, 5:08:32 AM
Start Now
Sign up and get a
$100
Voucher!