Why Do Some Believe XRP Could Reach $20–$30?
Cause of the incident
In early July 2025, an AI entrepreneur named Vincent Van Code made a statement on social media that sparked a huge discussion: he firmly believes that XRP will reach 20-30 dollars in the future. This stands in stark contrast to the fact that the real-time price of XRP was less than 3 dollars at that time, and it quickly spread throughout the crypto community.
Although Vincent stated that this is based on a long-term belief rather than a technical prediction, its influence in the field of AI and data analysis has still prompted many investors to rethink the fundamental value of XRP.
Source of confidence: Belief is greater than analysis
Vincent is not the first to publicly support XRP; he has long emphasized Ripple’s real-world applications in the financial sector. XRP is designed as a fast, efficient, and low-cost cross-border payment channel that can replace traditional systems like SWIFT.
In his view, the greatest value of XRP lies in “institutional-level adoption”: once central banks or large banking systems use XRP as a settlement medium, its real usage will far exceed the current market trading volume, and the price will naturally rise accordingly.
He stated: “Technical analysis can predict short-term trends, but what truly supports the value of an asset is its ability to serve the real world.”
Latest market prices and drivers
Figure:https://www.gate.com/futures/USDT/XRP_USDT
On July 14, 2025, XRP is quoted at approximately $2.93, with a trading volume exceeding $764 million in the past 24 hours. The price has been steadily rising since the end of June, primarily influenced by the following three factors:
- Spot ETF Concept Speculation: The market is buzzing with rumors that the US SEC may approve XRP ETF products. If the news is true, it will greatly enhance institutional participation.
- Regulatory headwinds are gradually clearing: The lawsuit between Ripple and the SEC has entered its final stage, with the market widely expecting a favorable ruling for Ripple.
- DeFi and GameFi ecosystem expansion: Ripple has recently expanded its applications in Southeast Asia and the Middle East, providing richer real-world use cases for XRP.
Conclusion: Opportunities and risks coexist.
Is there a chance for XRP to reach a target of 20-30 dollars? The answer requires verification over time and also relies on fundamental changes in market structure.
For novice investors, what is more critical is not to predict when the peak will come, but to establish:
- Long-term investment mindset: cannot be influenced by short-term fluctuations in judgment;
- Diversification of information sources: combining technical analysis, fundamentals, on-chain data, and macro policies;
- Safety bottom line: no borrowing, no heavy positions, no blind following.
The story of XRP is far from over, and can you seize the opportunity in the tide? This is a question worth pondering.